Privacy Policy

Creditors Adjustment Bureau, Inc. (“Creditors Adjustment Bureau”) (“CAB”, “we,” “us,” or “our”) provides this Privacy Policy for assurance on how information is collected, used, shared, and retained. This Privacy Policy applies to information collected when one visits our Website, www.cabcollects.com , or purchases and/or uses our services (“Services”) through the Website. By visiting our Website or purchasing and/or using our Services, you are agreeing to the terms of this Data Privacy Policy.

CAB collects the following information:

Contact Information: CAB collects contact information on our Website from visitors and our clients who wish to obtain information or support, or to purchase and/or use our Services. Contact information is provided via browser forms or online order form submissions, and includes first name, last name, e-mail address, job title, name of the organization, country, state/region, and phone numbers (fax, cell and/or landline), technical requirements, and other information necessary for us to accurately reply. This contact information may be used by our sales, marketing, client services, new business, administrative support, and operations teams to contact our Website visitors and clients as appropriate to provide requested inquiry information.

Debtor Information: CAB receives from our clients and/or debtors (i.e., companies that owe our clients a monetary balance), information regarding the debtor that is necessary in order to collect such debts on our client’s behalf including but not limited to: the supplier of information, date and amount of the debt, any liens and other pertinent documentation regarding the debt, physical address and contact information for the debtor and the debtor’s attorney, banking and other financial information regarding the debtor. We will collect all information regarding the debtor in accordance with applicable laws. CAB uses the Debtor Information to provide the Services.

Billing Information: CAB collects billing and payment information which may include a purchase order number, an account number, or instructions for wire transfers and/or ACH transfers (online and offline). We also use third party credit card processors that collect, process and store credit card numbers, expiration dates, security codes and related information through their own Websites and subject to their own privacy policies. The foregoing information is used to prepare and send invoices, make, and receive payments, and manage accounts.

Data Analytics: CAB relies on automatic data collection technology when you visit our Website or purchase and/or use Services online, as do most companies. These third party analytics services may use tracking technologies including but not limited to: cookies to collect information on our behalf, for example, your IP address, Internet service provider, browser type, operating system and language, referring and exit pages and URLs, date and time, amount of time spent on particular pages, what sections of the Website you visit, number of links you click while on the Website, search terms, and other usage data. The usage information gathered is only used to operate our Website and the Website improved user experience. By accessing and using the Website and/or the Services, you consent to the processing of data about you by such third-party analytics services in the manner and for the purposes set out in this Data Privacy Policy. Please be advised that if you opt out of any service, you may not be able to use the full functionality of the Website. The third parties we currently work with include the following:

  •  Lead Forensics
  • Google Analytics

Please click on the links below to view these organizations’ privacy policies and the data they capture about you, what they do with it, and how to opt-out from certain data collection.

Lead Forensicshttps://www.leadforensics.com/privacy-and-cookies/

Google Analytics:  https://policies.google.com/privacy

Cookies: Cookies are small packets of data that a Website stores on a computer’s hard drive so that the computer will “remember” information about visits to our Website and other Websites as described under “Data Analytics,” above. If you do not want any third party to place a cookie on your hard drive, you may be able to turn that feature off on your device. Please consult your Internet browser’s documentation for However, if you decide not to accept cookies the Website may not function properly.

Aggregate Data: In an ongoing effort to better understand our users and the Website, CAB may analyze your information in aggregate form to operate, maintain, manage, and improve the Website. This aggregate information does not identify you personally. We may share this aggregate data with our affiliates, agents, and business partners. We may also disclose aggregated user statistics to describe our Services and the Website to current and prospective business partners and to other third parties for lawful purposes.

Operations: CAB collects Website health diagnostics, and technical logging information.

Additional Uses: CAB uses Contact Information and other information collected pursuant to this Privacy Policy to respond to general inquiries, provide relevant content on our Website including advertisements regarding Creditors Adjustment Bureau Services, solicit feedback regarding our Services and support, and to communicate with you via email regarding our current and future Services.

Disclosure to Public Authorities: CAB is required to disclose personal information in response to lawful requests by public authorities, including for the purpose of meeting national security or law enforcement requirements. We may also disclose personal information to other third parties when compelled to do so by government authorities or required by law or regulation including, but not limited to: response to court orders and subpoenas.

Opt-Out for Direct Marketing, Email Management. You may opt out at any time from the use of your personal information for direct marketing purposes, and/or the transfer of your personal information to third parties for direct marketing purposes. 

Email CAB requesting opt-out to this email address: dataprivacy@cabcollects.com

You may also manage your receipt of marketing and non-transactional communications by clicking on the “Manage Email Preferences” or “unsubscribe” links located on the bottom of any Creditors Adjustment Bureau marketing email and following the instructions found on the page to which the link takes you. You cannot opt out of receiving transactional e-mails related to your account or purchase orders.

Business Transfers: In the event of a merger, dissolution or similar corporate event, or the sale of all or substantially all of Creditors Adjustment Bureaus assets, we expect that the information that we have collected, including personal information, would be transferred to the surviving entity in a merger or the acquiring entity. All such transfers shall be subject to our commitments with respect to the privacy and confidentiality of such personal information as set forth in this Data Privacy Policy.

Retention of personal information. We will retain your personal information in a form that identifies you only for as long as it serves the purpose(s) for which it was initially collected as stated in this Data Privacy Policy, subsequently authorized, or as permitted under applicable law.

How we protect your Information. Creditors Adjustment Bureau takes very seriously the security and privacy of the personal information that it collects pursuant to this Data Privacy Policy. Accordingly, we will implement reasonable and appropriate security measures to protect your personal information from loss, misuse and unauthorized access, disclosure, alteration, and destruction, considering the risks involved in processing and the nature of such data, and comply with applicable laws and regulations.

Children. We do not knowingly collect any personal information from children under the age of thirteen through the Website. If you are under 13, please do not give us any personal information. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policyby instructing their children never to provide personal information to us without their permission. If you have reason to believe that a child under the age of 13 has provided personal information to us, please contact us immediately by email:  dataprivacy@cabcollects.com and we will make every effort to delete that information from our databases.

Links to External Websites. The Website may contain links to third party Websites including social media Websites with content regarding Creditors Adjustment Bureau such as FaceBook,YouTube, Twitter, Instagram, Vimeo, and LinkedIn (collectively, the “External Websites”). Creditors Adjustment Bureau has no control over the privacy practices of these External Websites. As such, we are not responsible for the privacy policies of those External Websites. You should check the applicable third-party Privacy Policy and terms of use when visiting any External Websites, and before providing any personal information to such External Websites.

EEA Individuals: True persons located in the European Economic Area (“EEA”) should review the General Data Protection Regulation (“GDPR”) privacy notice for their specific rights, remedies, and other GDPR/Privacy information.

Important Notice to All Non-US Residents. Our servers are in a US location. If you are located outside of the US, please be aware that any information provided to us, including personal information, will be transferred from your country of origin to the US. Except in the case of data transfers under the EU-U.S. Privacy Shield Framework and the Swiss-U.S. Privacy Shield Framework (see GDPR Privacy Notice), your decision to provide such data to us, or allow us to collect such data through our Website constitutes your consent to this data transfer.

California Privacy Rights. Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to obtain certain information about the types of personal information that companies with whom they have an established business relationship (and that are not otherwise exempt) have shared with third parties for direct marketing purposes during the preceding calendar year, including the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties.

For more information, you may refer to: https://leginfo.legislature.ca.gov/

If you wish to submit a request pursuant to Section 1798.83, please contact Creditors Adjustment Bureau at: dataprivacy@cabcollects.com

Creditors Adjustment Bureau does not monitor, recognize, or honor any opt-out or do not track mechanisms, including general web browser “Do Not Track” settings and/or signals.

Changes to this Data Privacy Policy: This Privacy Policy is effective as of the date stated at the top of this Data Privacy Policy. CAB may change this Privacy Policy as needed and required by law. CAB will post any changes on the Website within a reasonable time. By accessing the Website after we make any such changes to this Data Privacy Policy, you are deemed to have accepted such changes. Please refer to this Privacy Policy on a regular basis.

How to Contact Us. If you have questions about this Data Privacy Policy, please contact CAB at:

Email: dataprivacy@cabcollects.com


(Or) in writing:

 

Creditors Adjustment Bureau

Attn: Privacy Policy Dept.

14226 Ventura Boulevard

Sherman Oaks, CA 91423

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